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Did you know that 50% of all loan modifications end up with the borrowers falling behind on their payment again? Lenders know this and their decision making process is shaped by it. That's why it is critical that your Request is realistic and sustainable to the lender. So how do you do this?
Only Legal Loan Baiout features an easy to navigate financial budget workshop that will instantly review your household expenses and show you how easy it is to adjust your budget. This simple process will save you hundreds of dollars per month, get you on track for a stable financial future, AND show your lender you are serious about keeping your home.
 Review Your Forms
See what your new budget looks like and how much you can save each month. This is what lenders want to see! Membership includes unlimited use of your budget analyzer and revision of forms. Get it right the first time with.
 Print and Submit!
Instant Download! Easy submission instructions included. Just print, sign, and fax or mail!
Your Completed Loan Modification Request Submission Package Includes:
- Cover Sheet
- Qualified Written Request
- Financial Hardship Letter
- Financial Budget Worksheet
- Tax Transcript Authorization
- Income and Asset Checklist
- Complete How-To Guide
- OVER 15 PAGES!
With so much on the line, can you afford to make a mistake and lose your home? Don't make the mistake of attempting to work directly with your lender. You may make a bad situation worse.
Until now, the cost of obtaining a professionally prepared loan modification from an attorneys or loan modification firm has been the cost: many are charging as much as $3,000 ... or more!
At Legal Loan Bailout, we want to put America "Back On Track" to financial recovery. We know that, in order to stay in your home, you need to
watch every penny.
That's why we created Legal Loan Bailout -- to make Loan Modification Packages affordable. For an easy credit or debit card payment of just $495, you can obtain the nation's most complete Loan Modification Request Submission Package in minutes!
WHAT IS A MODIFICATION REQUEST SUBMISSION PACKAGE?
The process of underwriting or modifying a loan is driven primarily by paper forms: certain industry standard forms and a handful of supporting documents.
Legal Loan Bailout is the nations premier provider of auto-populated forms for the lending industry. Our PerfectMOD™ technology merges your data with our forms to create America's fastest and most cost-effective Loan Modification Request Submission Package.
WHY DO YOU NEED A PROFESSIONALLY PREPARED MODIFICATION REQUEST PACKAGE?
Two factors influence a lenders decision to grant or deny a modification:
- The lender must decide which makes more financial sense to them; the decision to foreclose and take the home back or lower your payment or adjust your rate through a loan modification AND
- The lender must be convinced of YOUR ABILITY to pay your mortgage, on time, and for the long term.
So ... why would a lender grant a loan modification to you? One of the main reasons is to minimize their financial loss. A lender may ask themselves: "Is it cheaper to foreclose OR cheaper to modify?" Only Legal Loan Bailout's combines a Financial Budget Worksheet Tool and a professionally prepared Loan Modification Request Package to convince your lender that it makes more financial sense for you to keep your home.
It is therefore critical that you present your case to a lender so that they have a clear picture of why their financial position would be better if they modified your loan. It is also important that you don't reveal information that could jeopardize your home.
DON'T WAIT TO SUBMIT YOUR LOAN MODIFICATION REQUEST
Tens of thousands of Americans have already submitted Requests to their lenders. And MILLIONS more are preparing to submit their Requests... including you. As a result, banks are literally buried in Requests and paperwork. Thousands upon thousands of Requests will be skipped, delayed and even discarded because they are illegible, too difficult to understand, lacking proper forms, or submitted with too little supporting documentation (or too much).
With lenders taking 90 to 120 days to respond to Requests, can you afford to have yours declined while you struggle with your mortgage?
Get it right the first time with Legal Loan Bailout. Nothing could be easier!
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Budget Workshop
